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Big Lizard Calculator

By Dennis Bosmans · Updated June 2026 · 2 min read · Risk disclaimer

A big lizard sells an at-the-money straddle and buys an out-of-the-money call to cap the upside. When the credit collected is at least as large as the call-spread width, the upside risk disappears entirely — you keep premium if the stock stays near the strike, with risk only on the downside.

Interactive calculator

Edit the price, strikes and premiums to see the payoff update live.

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Want probability of profit and live Greeks on real prices? Open the Big Lizard calculator →

Open the Big Lizard calculator →

Key characteristics

When to use a big lizard

Use it when you are neutral and want short-straddle income without the open-ended upside risk of a naked call. The long out-of-the-money call turns the unlimited upside into a defined, often zero, risk above the strike.

Traders size the long call so the premium collected covers its distance from the short strike — when that holds, the position simply cannot lose money to the upside, only to the downside if the stock falls.

Risks and management

The whole risk sits below. If the stock drops, the short put behaves like a cash-secured put and losses build, so keep enough capital to be assigned and manage the put if the stock breaks down.

As a short-volatility trade it is hurt by a big move down or an implied-volatility spike. It works best on range-bound names and is often closed early once most of the premium has decayed.

Worked example. A stock trades at $100. You sell the $100 call and $100 put for $8.00 combined and buy the $108 call for $2.00 — a net credit of about $6.00. Because the $6 credit nearly covers the $8 to the long call, the upside risk is small to none. You keep the most if the stock finishes near $100; a drop below roughly $94 starts to lose.

Calculate it live

Use the free OptionProfit Big Lizard calculator to load a live option chain, build the trade, and instantly see the payoff chart, breakevens, probability of profit, Greeks and a Monte Carlo simulation of outcomes.

Key takeaways

Frequently asked questions

Why is it called a big lizard?

It is the wider cousin of the jade lizard. A jade lizard sells a put plus a call spread; the big lizard sells the full ATM straddle and adds a long call to remove the upside risk.

Is there really no upside risk?

Only when the net credit you collect is at least the distance from the short strike to the long call. If you collect less than that width, a small capped upside loss remains.

Where do I lose money?

To the downside. The short put is unhedged below, so a falling stock is the real risk — exactly like holding a cash-secured put at the strike.

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