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Short Straddle Calculator

By Dennis Bosmans · Updated June 2026 · 2 min read · Risk disclaimer

A short straddle sells a call and a put at the same at-the-money strike. You collect the maximum premium and profit if the stock barely moves, with the premium decaying in your favour. The trade-off is serious: the risk is effectively unlimited if the stock makes a big move either way.

Interactive calculator

Edit the price, strikes and premiums to see the payoff update live.

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Key characteristics

When to use a short straddle

Sell a straddle when you expect very little movement and believe implied volatility is high relative to what will actually happen. You profit from time decay (theta) and from volatility falling, as long as the stock stays inside your breakevens.

It is the opposite of a long straddle: instead of paying for a big move, you are paid for a quiet stock. The position is delta-neutral at entry, so direction barely matters — only the size of the move does.

The risk you must respect

This is one of the riskiest standard strategies. A short straddle has unlimited loss potential on the upside and very large loss potential on the downside, and the loss grows fast once the stock leaves the breakeven band. A single earnings gap or surprise can dwarf the premium collected.

Many traders prefer a short strangle (wider, lower premium) or an iron butterfly (defined risk) instead, accepting less premium for a safer risk profile. Only sell naked straddles with a clear plan to manage or close the position.

Worked example. A stock trades at $100. You sell the $100 call for $3.50 and the $100 put for $3.50, collecting $700. If the stock finishes at $100 you keep all $700. Your breakevens are $93 and $107; outside that band you lose money, and a move to $120 would cost about $1,300 — far more than you collected.

Calculate it live

Use the free OptionProfit Short Straddle calculator to load a live option chain, build the trade, and instantly see the payoff chart, breakevens, probability of profit, Greeks and a Monte Carlo simulation of outcomes.

Key takeaways

Frequently asked questions

How much can I lose on a short straddle?

Potentially an unlimited amount on the upside (the stock can keep rising) and a very large amount on the downside (down to zero). The premium collected is only a small cushion against a big move.

When does a short straddle make money?

When the stock stays near the strike through expiration, so both options expire nearly worthless and you keep the premium. Falling implied volatility and time decay both help.

Is there a safer version?

Yes — an iron butterfly adds long wings to cap the risk, and a short strangle widens the profit zone. Both reduce the premium in exchange for a safer risk profile.

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Straddle vs StrangleTheta Decay & Selling PremiumTrading Options Around Earnings
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