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Put Ratio Spread Calculator

By Dennis Bosmans · Updated June 2026 · 2 min read · Risk disclaimer

A put ratio spread buys one put and sells two lower-strike puts. It is cheap or a credit and profits from a moderate decline — but the extra short put leaves growing risk if the stock falls too far.

Open the Put Ratio Spread calculator →

Key characteristics

When to use a put ratio spread

Use it when you are moderately bearish with a downside target near the short strikes, and you do not expect a crash. The short puts pay for the long put, making the trade cheap or free.

The extra short put creates assignment and downside risk, so this is an advanced trade — keep size small and plan an exit if the stock breaks below the short strikes.

How the payoff works

Profit peaks if the stock finishes at the short strike: the long put is in the money while the short puts are at or near worthless. Above the long strike you keep any credit or lose only a small debit.

Below the short strike the position becomes net short puts, so losses increase as the stock falls — large, though bounded at a zero stock price.

Worked example. Stock at $100. Buy the $100 put for $3.00 and sell two $95 puts for $1.60 each — a $0.20 credit. Max profit is around $95 at expiration; above $100 you keep the credit; below roughly $90 the extra short put produces growing losses.

Calculate it live

Use the free OptionProfit Put Ratio Spread calculator to load a live option chain, build the trade, and instantly see the payoff chart, breakevens, probability of profit, Greeks and a Monte Carlo simulation of outcomes.

Key takeaways

Frequently asked questions

Is a put ratio spread bullish or bearish?

Moderately bearish — it profits most from a decline toward the short strike, but a very large drop hurts it because of the extra short put.

What is the risk of a put ratio spread?

Below the short strikes you are net short puts, so losses grow as the stock falls (bounded only at a zero stock price) and you may be assigned shares.

Can a put ratio spread be a credit?

Often yes — two short puts usually bring in more than the single long put costs, giving a small starting credit.

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