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Neutral (time decay)

Put Calendar Spread Calculator

By Dennis Bosmans · Updated June 2026 · 2 min read · Risk disclaimer

A put calendar sells a near-term put and buys a longer-term put at the same strike, profiting from the faster decay of the front option. The put-based mirror of the call calendar — multi-expiration, defined risk.

Open the Put Calendar Spread calculator →

Key characteristics

How a put calendar works

You sell a near-term put and buy a longer-term put at the same strike. The near option decays faster than the far one, so the spread profits from time passing while the stock sits near the strike — a tent-shaped payoff centred on that strike.

Because the two legs expire on different dates, the far put still holds time value when the near put expires, which is what creates the profit zone around the strike.

Risks and management

Maximum loss is the net debit paid, reached if the stock moves far from the strike in either direction or implied volatility falls. Like all calendars, it actually benefits from a rise in implied volatility, since the longer-dated leg gains more than the short one.

Choose the strike to match your bias: at the money for neutral, slightly below the price for a soft-bearish lean. Manage it by closing for a partial profit rather than holding for a perfect pin.

Worked example. A stock trades at $100. You sell the 30-day $100 put for $2 and buy the 60-day $100 put for $3.20, a $1.20 net debit ($120). If the stock sits near $100 as the front put expires worthless, the back put keeps its value and the spread can be worth more than the $120 you paid.

Calculate it live

Use the free OptionProfit Put Calendar Spread calculator to load a live option chain, build the trade, and instantly see the payoff chart, breakevens, probability of profit, Greeks and a Monte Carlo simulation of outcomes.

Key takeaways

Frequently asked questions

How is a put calendar different from a call calendar?

The payoff is nearly identical at the same strike — both profit from time decay near the strike. Traders pick puts or calls based on a slight directional lean or which side has richer premium.

What hurts a put calendar?

A large move away from the strike, or a drop in implied volatility, both of which reduce the value of your longer-dated long put relative to the trade.

Is a put calendar defined risk?

Yes — the most you can lose is the net debit you paid to open the spread.

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